Check Guarantee / Conversion Program

It’s simply a fact of business that personal checks remain the preferred form of non-cash payment for your customers. That said, many businesses are reluctant to accept checks as payment because of the risk involved, which leaves most business owners with a dilemma: refuse check purchases and lose an extremely lucrative payment option, but accept them and you might be lining yourself up for fraud. Thankfully, the good people of Moder Merchant Services have a better option: The MMS Check Guarantee Program.

NEVER ACCEPT A BAD CHECK AGAIN!
This incredible program allows you to accept checks safely and confidently, including out-of-town and out-of-state checks (even checks from Canada and all U.S. territories) with minimal risk. The MMS Check Guarantee Program is beneficial to any business at risk for accepting NSF or bounced checks. It can also be added to your existing MMS credit card system at no charge, eliminating losses and fees from bounced checks practically overnight.

With Moder Merchant Services’s guarantee service in place, checks are approved at the point-of-sale in just seconds and all bounced check claims approved by our system are paid back to your account within 24 hours. If an approved check is returned from the bank unpaid, it can be submitted to Moder Merchant Services for processing and reimbursement, allowing you to concentrate on sales and not collections.

In short: with the MMS Check Guarantee Program in place, we guarantee that every check approved by our system is a good check. If the contrary proves to be the case, we reimburse your account. Could it be any easier than that?

CHECK CONVERSION PAYS YOU FASTER!
With MMS Check Conversion Program, the funds of each authorized check are electronically processed and automatically deposited into your account – there and then. No more waiting for clearance from the bank, no more tied up funds, and no more deposit slips to fill out – even your bank charges are reduced! Funds are automatically placed into your account and you’re free to run your business.

CREDIT CARD PAYMENT TERMINALS Every MMS merchant account holder receives a Nurit 8320 state-of-the-art terminal or the Comstar CHARGE ANYwhere® wireless solution absolutely FREE!

CHECK SECURITY SERVICES Refusing check payments means you miss out on the most popular form of non-cash payment in the business world today. With MMS Check Guarantee program, you can accept checks with confidence knowing they won’t bounce. We will even equip your business with an eN Check 2500 check reader, free of charge!

SIGNATURE CAPTURE Moder Merchant Services can improve the efficiency of your credit card receipt storage and retrieval with our incredible signature capture service. Our network reduces the cost and hassle associated with chargebacks by having a digital copy of every signature on call. As part of the MMS free equipment program we will provide you with a FREE Lipman e-pad signature capture pad!